Legal
Non-Discrimination & Language Access
Drafted 20 September 2026 · applies to yourmhs.com
Who I will work with, and what to do if English is not the language you want to handle something this important in.
The commitment
Manner Health Solutions does not discriminate on the basis of race, color, national origin, ethnicity, age, disability, sex, sexual orientation, gender identity, religion, marital status, or immigration status. Everyone gets the same access to the same options and the same honest comparison.
This is not only a legal position. A health-insurance broker is often the first person who explains any of this to someone in plain terms, and who that person happens to be is not a relevant input.
Language assistance, at no cost to you
I speak English and Spanish. If it is easier for you, we can do all of this in Spanish, including the paperwork.
If your language is not one of those two, contact me anyway. Free language assistance can be arranged, and carriers are separately required to provide interpretation for their own plan materials. You should never have to accept a worse explanation because of the language you think in.
Auxiliary aids for people with disabilities
Free aids and services are available to help us communicate effectively, including written information in other formats and accessible electronic formats. If you need something in particular, ask — it is a normal request and you will not be asked to justify it. See also the Accessibility Statement.
Language taglines
- Spanish. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística.
- Chinese. 注意:如果您使用繁體中文,您可以免費獲得語言援助服務。
- Vietnamese. CHÚ Ý: Nếu bạn nói Tiếng Việt, có các dịch vụ hỗ trợ ngôn ngữ miễn phí dành cho bạn.
- Korean. 주의: 한국어를 사용하시는 경우, 언어 지원 서비스를 무료로 이용하실 수 있습니다.
- Tagalog. PAUNAWA: Kung nagsasalita ka ng Tagalog, maaari kang gumamit ng mga serbisyo ng tulong sa wika nang walang bayad.
- Russian. ВНИМАНИЕ: Если вы говорите на русском языке, вам доступны бесплатные услуги перевода.
- Arabic. ملحوظة: إذا كنت تتحدث العربية، فإن خدمات المساعدة اللغوية تتوافر لك مجانًا.
- Haitian Creole. ATANSYON: Si w pale Kreyòl Ayisyen, gen sèvis èd pou lang ki disponib gratis pou ou.
- French. ATTENTION : si vous parlez français, des services d’aide linguistique vous sont proposés gratuitement.
- Polish. UWAGA: Jeżeli mówisz po polsku, możesz skorzystać z bezpłatnej pomocy językowej.
- Portuguese. ATENÇÃO: Se fala português, encontram-se disponíveis serviços linguísticos gratuitos.
- Italian. ATTENZIONE: se parla italiano, sono disponibili servizi di assistenza linguistica gratuiti.
- German. ACHTUNG: Wenn Sie Deutsch sprechen, stehen Ihnen kostenlos sprachliche Hilfsdienstleistungen zur Verfügung.
- Japanese. 注意事項:日本語を話される場合、無料の言語支援をご利用いただけます。
- Farsi. توجه: اگر به زبان فارسی گفتگو می کنید، تسهیلات زبانی بصورت رایگان برای شما فراهم می باشد.
If you believe you have been treated unfairly
Tell me first: andres@yourmhs.com. I want to know, and raising it will never affect how you are treated.
You may also file a civil rights complaint with the U.S. Department of Health and Human Services, Office for Civil Rights, electronically through its Complaint Portal at ocrportal.hhs.gov, or by mail or phone. Your state’s department of insurance also takes complaints about licensed producers.